Form 5500 & 401(k) Compliance Valuations
Satisfy DOL and ERISA annual reporting requirements with a certified, independent business valuation of plan-held assets.
Why Your 401(k) Plan Needs a Business Valuation
If your 401(k) plan holds employer stock or closely-held company shares, the Department of Labor (DOL) requires an annual independent appraisal of those assets for Form 5500 reporting. This is not optional — failure to provide an accurate, timely valuation can result in plan disqualification, DOL penalties, and personal liability for plan fiduciaries.
Our certified appraisers produce ERISA-compliant valuation reports that satisfy both the DOL and IRS. We understand the specific requirements for retirement plan asset valuations and deliver reports designed to protect plan sponsors, trustees, and participants.
Who Needs This Valuation?
- 401(k) plans holding employer securities or closely-held stock
- ESOP and profit-sharing plans with company stock
- Plan administrators and trustees filing annual Form 5500
- CPAs and third-party administrators (TPAs) managing plan compliance
- Companies that have undergone a ROBS transaction and need annual updates
What's Included in Your Report
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Frequently Asked Questions
Is a business valuation required every year for Form 5500?
Yes. If your retirement plan holds employer stock or closely-held company shares, an annual independent appraisal is required by the Department of Labor for Form 5500 reporting. The valuation must reflect the fair market value as of the plan's year-end date.
What happens if I file Form 5500 without a proper valuation?
Filing without a qualified valuation can result in DOL penalties, plan disqualification, personal liability for plan fiduciaries, and potential excise taxes. The DOL takes plan asset valuation requirements seriously.
Can my CPA prepare the Form 5500 valuation?
While CPAs can assist with the Form 5500 filing itself, the DOL generally requires that the valuation of closely-held securities be performed by an independent, qualified appraiser. Our reports are specifically designed to meet this requirement.
Stay Compliant with a Certified Plan Asset Valuation
Protect your plan fiduciaries and satisfy DOL requirements. 50+ page report in 7 business days.
Get Your Valuation